Christian View of Life Insurance: Is it A Lack of Faith?

Christians and Life Insurance

Here are some of the biblical principles to guide us. We are to obey the authorities over us. Thus, when we are required by law to have insurance, such as auto liability, we must comply. We are to take care of our families. Thus, we should plan ahead for the future benefit of our families. This could also include preparing for the undesired and unforeseeable early demise of a parent. Life insurance can be seen as a lack of faith, love of money, prudent planning, or possibly wise stewardship of funds. Each person’s conditions and convictions may differ in these areas. God certainly advocates planning ahead. The story of Joseph and his wise planning not only saved the nation of Egypt but also the people of Israel and the lineage of Christ (Genesis 41).

The bottom line is we must study the Word of God and call out to Him, asking what He would have us do in this and all areas of life.

Hebrews 11:6 states that without faith it is impossible to please Him. This is the real question: “Will this please my Father in heaven?”:

⁶ And without faith it is impossible to please God, because anyone who comes to him must believe that he exists and that he rewards those who earnestly seek him.

Another verse to consider is James 4:17, which makes it clear that if we have a chance to do good, we must do it, or else we sin:

¹⁷ If anyone, then, knows the good they ought to do and doesn’t do it, it is sin for them.

Another verse that addresses this issue is 1 Timothy 5:8, which states that if we want to minister to others, we should start with our own families. Insurance can be a good and proper tool to assist us to achieve these goals:

⁸ Anyone who does not provide for their relatives, and especially for their own household, has deniedthe faith and is worse than an unbeliever.

But these scriptures do not mean that we are to go naked and not work to get money to buy clothing, supposing that God will miraculously provide clothing. Nor do these scriptures pertain to placing heavy burdens on our family after we are deceased, supposing that God will miraculously support our wives and children. Instead, they pertain to being unnecessarily anxious or careful about working and providing for "our own" future in this temporal world, because we are strangers and Pilgrims here. God is still on the throne and always in total control. Our positions in life and conditions in which we live are totally in His hands. But that doesn't mean that we tempt Him by not working, keeping food or providing. These type passages are not about the agape or charity for others that we should have, they are about being anxious for ourselves and needlessly worrying
about the future. On the other hand, Insurance is not about worry (or it shouldn't be), it is about prudent stewardship. These verses in no wise support any idea of Christians not providing for their family because they trust that God will do it. Indeed the faithful Christian knows that God will do it, but He will most likely do it through our work, or the work of others. Matthew chapter 6 dictates to us that the kingdom of God must be our chief care and principal endeavour, and that God will supply all our needs. That doesn't say, nor mean that as Christians we are to neglect prudent planning and care for our family.

Should a Christian get Life Insurance bring you Weekly Bible Verses

Matthew 26:4-7

⁴ And consulted that they might take Jesus by subtilty, and kill him.
⁵ But they said, Not on the feast day, lest there be an uproar among the people.
⁶ Now when Jesus was in Bethany, in the house of Simon the leper,
⁷ There came unto him a woman having an alabaster box of very precious ointment, and poured it on his head, as he sat at meat.

Should Christians Consider Having Life Insurance?